Daily expenses
Every purchase tracked and categorized automatically across all your accounts.
A personal finance app for your whole financial life, not just your spending
Expenses are only one piece. Spenzaa also gives you a lightweight view of investments, loans, insurance and savings goals — so your whole financial picture lives in one app, not scattered across many.
Free forever plan · No credit card required · iOS & Android
A personal finance app should do more than log purchases. Real financial life includes recurring bills, a loan repayment, an insurance premium, a savings goal for a trip — pieces that most expense-only apps ignore entirely.
Spenzaa treats these as part of the same picture. Daily expenses, investments, loans, insurance and subscriptions all live in one dashboard, connected by the same AI that categorizes your spending — giving you a genuinely complete view of your financial health, not just a transaction list.
What makes it work
Investment overview
A lightweight view of your investments sitting alongside your everyday finances.
Loan tracking
Monitor repayments and see exactly how they affect your monthly budget.
Insurance reminders
Organize premium payments and get notified before renewals are due.
Savings goals
Track progress toward a home, an emergency fund, or your next trip.
Insights in plain English
Weekly digests that read like advice from a friend, not a finance report.
Who it's for
Young professionals
Build good habits early and start saving from your first paycheck.
Families
Manage a household — groceries, kids' expenses, savings — in one shared picture.
Anyone planning ahead
See how today's spending affects tomorrow's goals before it becomes a problem.
Frequently asked questions
Does Spenzaa track investments too, not just expenses?
Yes — Spenzaa gives you a lightweight overview of your investments alongside everyday spending, so you see your full financial picture in one place.
Can I set long-term savings goals?
Yes. Set a target for a trip, a home down payment, or an emergency fund, and track progress automatically.
Is this a replacement for a financial advisor?
No. Spenzaa gives you clarity and insights to make better decisions, but it isn't a substitute for professional financial advice on major decisions.
Is the personal finance app free?
Yes, core features are free forever. Pro adds deeper forecasting and unlimited account connections.
Related: Money Management App · Investment Tracker · Financial Health Score
See your whole financial life in one app
Free to start — expenses, budgets, goals and more.