Unified account dashboard
Bank accounts, cards, UPI apps and cash — one balance view, one transaction feed.
One money management app instead of five separate ones
Bank app for balances. Card app for statements. Notes app for who-owes-who. Spenzaa replaces the sprawl with a single, organized view of every account you have.
Free forever plan · No credit card required · iOS & Android
Most people don't manage money in one place — they manage it across a bank app, a couple of card apps, a UPI app, maybe a spreadsheet, and a mental list of subscriptions they hope they remembered to cancel. Nothing talks to anything else, so nobody has a full picture.
Spenzaa exists to be that missing single place. Every account you connect feeds into one dashboard, one categorization engine, and one set of insights — so managing money stops meaning managing five apps at once.
What makes it work
AI does the organizing
Categorization, bill detection and pattern recognition happen automatically, not manually.
Bill & renewal reminders
Never miss a due date because it was buried in a different app you forgot to open.
Net worth style overview
What you have, what you owe, and what's coming — in one glance, not five taps across apps.
Personal and business, separated
SpenzaBook keeps business credit and payments distinct from personal spending in the same app.
Read-only, always
Connected accounts are viewable, never controllable — Spenzaa can't move your money.
Not a budgeting app. Not a bank app. Both, organized.
Bank apps show transactions with no intelligence. Budget apps make you enter everything by hand. Spenzaa automates the capture and adds the intelligence — one app doing the job of several.
Frequently asked questions
How many accounts can I connect?
There's no hard limit on the free plan for typical personal use — connect your bank accounts, cards and UPI apps as needed.
Does Spenzaa replace my bank's app?
No, and it doesn't need to — Spenzaa has read-only visibility for tracking and insights, while your bank app remains the place to actually move money.
Can I manage personal and business money in the same app?
Yes. SpenzaBook, built into Spenzaa, keeps business credit and supplier payments cleanly separate from your personal dashboard.
Is a money management app safe to use?
Yes — Spenzaa uses 256-bit AES encryption and read-only account access, and never sells your financial data.
Bring your money into one place
Free to start, every account in one dashboard.