Month-end forecasting
A live projection of your end-of-month balance, updated daily as you spend.
A monthly expense tracker that predicts the month, not just records it
Most trackers show you last month after it's over. Spenzaa forecasts this month while you can still do something about it, then wraps it up with an automatic report when it's done.
Free forever plan · No credit card required · iOS & Android
The monthly cycle is how most people think about money — rent, salary, recurring bills, and a running total that resets every 30 days. But by the time a monthly statement arrives, the spending has already happened; there's nothing left to adjust.
Spenzaa flips the timing. Instead of waiting for month-end, it tracks your spending velocity in real time and projects where you'll land — so a shortfall shows up on the 12th, not the 30th, while you can still slow down.
What makes it work
Month-over-month comparison
See exactly which categories went up or down versus last month, automatically.
Automatic monthly report
A complete summary generated the moment the month closes — no manual compiling.
Recurring bill detection
Spots subscriptions and fixed bills so your monthly baseline is accurate from day one.
Monthly budget resets
Budgets refresh automatically each month, carrying forward what you learned from the last one.
Exportable summaries
Download any month as a PDF or CSV — useful for record keeping or tax prep.
Frequently asked questions
Does Spenzaa warn me before the month ends if I'm overspending?
Yes. The forecast updates daily and flags a likely shortfall well before month-end, based on your current spending pace.
Can I compare this month to previous months?
Yes. Spenzaa automatically shows category-by-category comparisons against your recent monthly history.
Does the monthly report generate itself?
Yes, automatically, with no manual compiling — viewable in-app or exported as PDF/CSV.
Is monthly tracking included in the free plan?
Yes. Monthly summaries and forecasts are part of the free plan; deeper historical trend analysis is available on Pro.
Related: Daily Expense Tracker · Expense Reports · Budget Planner App
See this month before it's over
Free monthly forecasting and automatic reports.